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2019 Benefits Enrollment now open through Nov. 15

2018 November 1
by HISD Communications

It’s time to enroll in your 2019 benefits

Benefits annual enrollment is now open through Nov. 15.  You can also view the 2019 Benefits Guide and visit the NEW HISD Benefits website to explore your options and price the various plans.

What’s New in 2019

The good news for this coming year is that there are no major changes to your health care, life insurance, disability, and most of the other HISD benefit programs. And, we are introducing new programs and services designed to encourage all district employees and their families to live happier, healthier lives. However, the dental plan costs are going up 7% for each plan option (DHMO and PPO).

Dental Premiums Going Up: The premiums for our DHMO and DPPO plans are increasing by seven percent due to higher claims costs. The QCD Discount Dental Program has a new website with additional benefits. See www.qcdofamerica.com for complete details. Please review all the rates in the Benefits Guide beginning on page 49.

New Pharmacy Programs: Our prescription plan is always free if you are enrolled in a HISD medical plan, and generic drugs for high blood pressure, high cholesterol, diabetes, and some women’s contraceptives are free as well with certain conditions. Find out more at HISD Prescription Drugs and www.Express-Scripts.com.

Register at myCigna.com for instant access to your medical, dental, FSA and HRA benefits, and electronic ID cards. For smart phone access, you can download the myCigna app from the App Store and Google Play. Your medical provider can simply scan your phone when you arrive at their office.

Eligible Dependents Coverage: Every year it is important to review your eligible dependents, as they are the only dependents who can be covered under your plans. It is your responsibility to remove ineligible dependents from all your voluntary insurance plans (dental, life, accident, hospital indemnity, critical illness, cancer, etc.). If you have a dependent who no longer qualifies as an eligible dependent, you must notify the Benefits Services Center at 1-877-780-4473 immediately. If you fail to do so, we will make an adjustment to remove the dependent when we discover the ineligible dependent while auditing our plans, and there will be no refund of premiums paid for ineligible dependents.

Already enrolled and making no changes? No need to do anything! However, if you participate in an FSA plan, you must re-enroll every year. If you no longer qualify for the Select Plan, you must choose another plan in order to have medical coverage in 2019.

There are many ways to stay connected to and updated on your HISD Benefits:

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